In FY 2008, a national subprime mortgage crisis not only threatened HUD’s goals of raising minority and low-income homeownership, but triggered a global financial crisis. The crises have led to record-level foreclosures and defaults, communities in decline, and an unstable housing market. Many homeowners that held subprime adjustable rate mortgages (ARMs) unexpectedly but inevitably faced [...]

The world of big business is making daily headlines by “going green” after discovering that what’s good for the planet is also proving good for business.

IBM recently announced “Project Big Green,” a $1 billion initiative to reduce energy consumption by offering new lines of energy-efficient IT products.

Wal-Mart is adding solar power to more than 20 [...]